In a medium microwavable bowl, add the butter and microwave until melted. Whisk in the carrot, milk, yogurt, and egg until totally smooth.
Add the flours, cinnamon, baking soda, salt, and nutmeg and use a rubber spatula to stir/fold until just combined. The batter will be thick (see video). Gently fold in the walnuts, raisins, and coconut until combined.
In a large skillet over medium heat, add enough butter (or oil) to coat the pan (about 1 tbsp). Once melted and hot, use a heaping tablespoon to make little pancakes. They will be thick mounds, so flatten them out slightly. Let cook until golden brown, about 3-4 minutes. Flip and cook for 2-3 more minutes, or until dark golden brown and cooked through in the center. Transfer to a baking sheet to keep warm in the oven (see note). Repeat with remaining batter.
To make the maple cream cheese, add cream cheese to a medium bowl and use an electric beater to beat on high until smooth. Add yogurt, maple and salt and beat again until smooth.
Top pancakes with the maple cream cheese and any extra toppings you want (see topping ideas).